Finance

Tip Calculator — Free & Instant

Tip, total & fair per-person split. Results update live as you type — nothing is sent anywhere.

About the Tip Calculator

Settle the check in seconds: slide to your tip percentage, enter how many people are splitting, and see the tip, grand total, and each person's fair share.

Runs entirely in your browser, which is the point when you are standing in a restaurant on a bad connection. Nothing is uploaded and it loads in a fraction of a second.

Results are estimates for general information only and are not financial advice. Actual loan terms, returns, and taxes vary — confirm figures with your lender or advisor.

How to use it

  1. Enter the bill amount.
  2. Choose or type a tip percentage.
  3. Set how many people are splitting it.
  4. Read the tip, the total, and the amount per person.

Tip on the pre-tax or post-tax total?

Etiquette guides in the US generally say pre-tax is correct. In practice most people tip on the total because it is the number printed largest on the receipt.

On a $68.40 bill with 8% tax the difference between the two conventions is well under a dollar — worth knowing, not worth an argument.

A worked example

Bill of $68.40, split four ways:

  • 18% tip: $12.31 tip, $80.71 total, $20.18 each
  • 20% tip: $13.68 tip, $82.08 total, $20.52 each

Thirty-four cents a head separates 18% from 20%. Useful perspective when a table spends five minutes debating it.

Common mistakes

  • Tipping on a bill that already includes an automatic service charge for large groups — read the fine print first.
  • Splitting the pre-tip total and then adding tip separately, which quietly under-tips.
  • Rounding each person's share down. Four people rounding down by 40 cents leaves the tip $1.60 short.

Questions people ask

What is a standard tip in the US?
15% to 20% for sit-down restaurant service is the usual range, with 20% now common in cities. Counter service, delivery and bars all follow different conventions.

Should I tip on delivery fees?
The delivery fee usually goes to the platform, not the driver. Most people tip on the food subtotal.

Can I work backwards from a total I want to pay?
Set the tip percentage and adjust the bill until the total lands where you want it — handy for hitting a round number.

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